Real Estate

How to create a financial plan as an unmarried couple


Petri Oeschge | Getty Images 

SEATTLE — If you’re living together before marriage or committed long-term without plans to tie the knot, you’ll need to prepare for the future — or you may face challenges later, experts say.

There are “rising rates of cohabitation,” with many couples skipping marriage because “they don’t see the benefit,” said Michelle Petrowski, a certified financial planner at the Phoenix-based financial firm Being in Abundance.

Financially speaking, “it can be a blessing and a curse,” she said, speaking at the Financial Planning Association’s annual conference on Monday.

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