I’m 60, my wife thinks ‘money is for spending,’ I just lost my job and plan to retire — how can we avoid money fights?

I’m 60 years old and recently lost my job of 20 years. Given my age and the current economic climate, I’m looking at the possibility of retiring, at least from a full-time job. My wife is 68 and currently employed making approximately $50,000 a year and collecting Social Security of $1,900 a month. She’s looking at retiring in June 2021. I’d like to wait until at least age 65 to collect my Social Security, which at that time would be about $2,300 a month. We have about $1.4 million in retirement accounts and roughly $400,000 in cash accounts. We have a $280,000 mortgage on a $1.2 million house and a fresh 30-year loan with a payment of $2,300/month including property tax. We have…